-- Add account restriction flags to users table
ALTER TABLE `users`
  ADD COLUMN `account_suspended` TINYINT(1) NOT NULL DEFAULT 0 COMMENT 'If 1, user account access restricted';
ALTER TABLE `users`
  ADD COLUMN `transfers_suspended` TINYINT(1) NOT NULL DEFAULT 0 COMMENT 'If 1, outgoing transfers/withdrawals blocked';
ALTER TABLE `users`
  ADD COLUMN `account_dormant` TINYINT(1) NOT NULL DEFAULT 0 COMMENT 'If 1, treat as dormant; implies transfers suspended and show alerts';
